Find Your Dream Home

You're already on the right track! Enhance your knowledge by seeking information, familiarizing with your finances, and reviewing your budget. Should you have any inquiries, don't hesitate to reach out to us for a private chat.

To make your home buying journey efficient, we advise securing a pre-approval letter. This will give us a precise picture of your budget and help us focus on suitable homes. While you have the option to choose any lender, utilizing one of our reliable partners will ensure a hassle-free experience. And the good news is, getting pre-approved is a breeze!

The decision between buying or renting a home is a complex one and it depends on several factors. Although home ownership can be a solid investment, renting may be the better choice in specific situations. With the current low rates on 30-year FHA mortgages, paying a mortgage may cost less than paying rent.

Before reaching a conclusion, consider the length of your intended stay in the property. If it's a short-term, it may be wise to stick with renting. Also, owning a home involves added responsibilities, such as general maintenance, and it's important to assess if you are ready for this financial commitment.

When you make the decision to purchase a home, it's common to receive recommendations for real estate agents from family and friends. However, our agents excel at understanding your unique needs and pairing you with the most suitable agent who aligns with your preferences.

Indeed! Despite a slightly slower pace, sales are still taking place. In response to the current market conditions with limited in-person interactions, we have adapted our approach. Learn more about our streamlined process here.

The home buying journey, from initial online search to closing escrow, typically takes 10 to 12 weeks. After your offer on a desired home is accepted, you can expect the escrow period to last approximately 30 to 45 days (assuming normal market conditions, which have been impacted by the Covid-19 pandemic and may result in a slower process).

A sellers' market is characterized by high demand for homes, leading to an upward trend in prices.
 
This can be caused by various factors such as a thriving job market and growing population, declining interest rates making homes more affordable, a sudden rise in interest rates causing motivated buyers to act quickly, and limited housing inventory due to limited new construction and a resulting scarcity of existing homes for sale.
 
These elements combine to create a competitive environment with rising prices for available homes.

In a buyer's market, declining home prices result in decreased demand. Long-term and short-term buyer demand may be impacted by various factors, such as economic disruptions like business closures and job losses, rising interest rates that limit borrowing power, temporary drops in interest rates that increase purchasing power, and high inventory that exerts downward pressure on the prices of older, less desirable homes.

Nothing! In a typical home sale, two real estate agents are involved - one representing the seller and the other representing the buyer. Upon successful sale, the listing broker shares the listing fee with the buyer's agent.

The national average for down payments is 11%.While conventional loans once required a 20% down payment, first-time homebuyers often opt for a lower 3-5% down payment. Keep in mind that a down payment lower than 20% may result in private mortgage insurance (PMI), which can make your monthly payments more manageable. To learn more about PMI, please click here.

Choosing the right lending consultant is an important step in the home buying process. After reviewing your finances and home buying needs with us, we'll be happy to provide you with several trusted lending professional recommendations. Alternatively, you may also choose your own lender. It's crucial to have confidence in your lender and feel comfortable with their communication style. Don't hesitate to ask questions and fully understand the terms before signing any documents. Currently, many lending professionals are suggesting fixed interest rate loans with attractive interest rates.

There's no limit to the number of houses you can view before making an offer. Our goal is to ensure you find the perfect home that you'll love. While it's easy to become enchanted with a property, it's equally important to act promptly in a competitive market. Keep in mind, some homes may not be available for long, as they may go off the market the day after being listed. Our team is here to guide you every step of the way and help you make an informed decision.

When making an offer on a home, your agent may ask you to submit an earnest money deposit, usually 1% to 2% of the purchase price. This deposit serves as a sign of your commitment to the offer and makes the home reserved for you. In the event that the deal goes through, the deposit will be applied towards the down payment and closing costs. If the deal falls through, the deposit will be returned to you.

It's important to keep in mind that in rare cases, if the buyer breaches the agreed-upon terms, the earnest money deposit may not be refunded. Our team will work to protect your deposit by including multiple contingencies in the initial offer.

Although it can be disheartening, it's a common occurrence. In the home buying process, it's not uncommon for sellers to accept or reject an offer, often times resulting in a counteroffer. Experience smooth negotiations and make your offer stand out with our expert team by your side. Our top priority is always your interests, and we'll guide you through every step of the complex negotiation process to ensure a fair outcome. Get ready to ace the game with a strong initial offer!

While they are not necessarily required we always recommend getting a home inspection from one of our trusted 3rd party vendors. These inspections will reveal defects in the home that are not easily detected. Most importantly they bring peace of mind to one of the biggest investments of a lifetime.

Maximize your investment with peace of mind by utilizing our trusted 3rd party home inspection services. These inspections uncover hidden issues and provide valuable insight, helping ensure a confident and secure purchase decision.